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    Another was a short Chinese-born guy who seemed to literally white women into bed by sheer persistence and charm. He's lived in California, Las Vegas, and East Asia, and enjoys dating women of all types.

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    Many workers enjoy the benefits of a Simplified Employee Pension Individual Retirement Account (SEP IRA), which allows employers to contribute directly to employees’ retirement savings accounts.

    The SEP IRA account your employer set up has to stay open for the length of your tenure with the company so you can receive contributions.

    A simplified employee pension IRA is a retirement plan set up by the self-employed and small-business employers.

    Contributions made by the employer are tax-deferred like with a traditional individual retirement account.

    Most SEPs require the employer to contribute the same percentage of pretax pay to each employee's account.

    A SEP IRA can be transferred directly or rolled over into several other types of plans, including a Roth or traditional IRA, a 401(k) plan, or another SEP.

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